Thanks to the Internet, I now know exactly what different kinds of roofing material for my flat roof mean. TPO, EPDM, Masic Asphalt... so many choices, so little money. Oh yeah, I need to immediately figure out a way to pay for a new roof for my house otherwise my homeowners insurance company won't renew my insurance in June. Even before I bought the house, I pretty much knew that I'd have to get a new roof sometime soon, just not this soon. It's gonna be tough but I'm kinda hopeful that it'll all work out. And then I'll have a new roof!

I can't wait to get my house appraised so that my PMI is gone! Basically that means if the price of my house has gone up 25% since I bought it, I can save $120 a month that I'm currently paying for extra insurance. Now obviously the price of houses don't do up that much normally within a year or two but the St Pete / Clearwater / Tampa area has seen the highest rise in property values in the past few years. Sure it'll slow down but for now I'm just hoping to save $120/month somehow. And of course the market value of my house will go up because of a new roof. So that'll make it easy to hit the 25% rise sooner. Now if only I had $5000 just lying around, I'd get a new roof this weekend!

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